問 我是個職場新人，現在想咨詢一下，請問什么是社會保(bao)險，我國建立了哪些社會保(bao)險制度？

答 社(she)會(hui)(hui)保(bao)險(xian)(xian)(xian)(xian)(xian)是(shi)指(zhi)國家通過立法，按照權利(li)與義(yi)務(wu)相對應原則，多渠道籌集資金(jin)，對參(can)保(bao)者在遭遇年老(lao)、疾病(bing)、工(gong)傷、失業、生育(yu)等風(feng)險(xian)(xian)(xian)(xian)(xian)情況(kuang)下提供物質幫(bang)助（包括(kuo)現金(jin)補貼(tie)和(he)服務(wu)），使其享有基(ji)(ji)(ji)本(ben)生活保(bao)障、免除或(huo)減少經(jing)濟損失的制(zhi)(zhi)度(du)(du)安(an)排。社(she)會(hui)(hui)保(bao)險(xian)(xian)(xian)(xian)(xian)法第二條規定，我國建立基(ji)(ji)(ji)本(ben)養老(lao)保(bao)險(xian)(xian)(xian)(xian)(xian)、基(ji)(ji)(ji)本(ben)醫(yi)療(liao)保(bao)險(xian)(xian)(xian)(xian)(xian)、工(gong)傷保(bao)險(xian)(xian)(xian)(xian)(xian)、失業保(bao)險(xian)(xian)(xian)(xian)(xian)、生育(yu)保(bao)險(xian)(xian)(xian)(xian)(xian)等社(she)會(hui)(hui)保(bao)險(xian)(xian)(xian)(xian)(xian)制(zhi)(zhi)度(du)(du)，保(bao)障公民在年老(lao)、疾病(bing)、工(gong)傷、失業、生育(yu)等情況(kuang)下依(yi)法從國家和(he)社(she)會(hui)(hui)獲得(de)物質幫(bang)助的權利(li)。其中，基(ji)(ji)(ji)本(ben)養老(lao)保(bao)險(xian)(xian)(xian)(xian)(xian)制(zhi)(zhi)度(du)(du)包括(kuo)職(zhi)工(gong)基(ji)(ji)(ji)本(ben)養老(lao)保(bao)險(xian)(xian)(xian)(xian)(xian)制(zhi)(zhi)度(du)(du)、新型農村社(she)會(hui)(hui)保(bao)險(xian)(xian)(xian)(xian)(xian)制(zhi)(zhi)度(du)(du)和(he)城(cheng)鎮(zhen)居(ju)民社(she)會(hui)(hui)養老(lao)保(bao)險(xian)(xian)(xian)(xian)(xian)制(zhi)(zhi)度(du)(du)；基(ji)(ji)(ji)本(ben)醫(yi)療(liao)保(bao)險(xian)(xian)(xian)(xian)(xian)制(zhi)(zhi)度(du)(du)包括(kuo)職(zhi)工(gong)基(ji)(ji)(ji)本(ben)醫(yi)療(liao)保(bao)險(xian)(xian)(xian)(xian)(xian)制(zhi)(zhi)度(du)(du)、新型農村合作醫(yi)療(liao)制(zhi)(zhi)度(du)(du)和(he)城(cheng)鎮(zhen)居(ju)民醫(yi)療(liao)保(bao)險(xian)(xian)(xian)(xian)(xian)制(zhi)(zhi)度(du)(du)。