問 找工(gong)作，除(chu)了(le)問工(gong)資，一(yi)(yi)般還要問“五險(xian)一(yi)(yi)金(jin)”怎(zen)么(me)交，“五險(xian)一(yi)(yi)金(jin)”是怎(zen)么(me)繳納的？

答 通用(yong)繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)公式：繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)基數*繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)比(bi)例(li)=應(ying)繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)用(yong) 1.養(yang)老保險(xian)(xian)(xian)：目(mu)前養(yang)老保險(xian)(xian)(xian)繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)比(bi)例(li)：單(dan)位20%，個人(ren)(ren)8%； 2.醫療(liao)保險(xian)(xian)(xian)：醫療(liao)保險(xian)(xian)(xian)繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)比(bi)例(li)：單(dan)位8%，個人(ren)(ren)2%； 3.失業(ye)(ye)保險(xian)(xian)(xian)：失業(ye)(ye)保險(xian)(xian)(xian)繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)比(bi)例(li)：單(dan)位2%，個人(ren)(ren)1%； 4.工傷保險(xian)(xian)(xian)：根(gen)據(ju)單(dan)位劃分行業(ye)(ye)確定(ding)繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)比(bi)例(li)，在0.5%—2%之間，個人(ren)(ren)不(bu)用(yong)繳(jiao)(jiao)(jiao)； 5.生育保險(xian)(xian)(xian)：單(dan)位0.8%，個人(ren)(ren)不(bu)用(yong)繳(jiao)(jiao)(jiao)； 6.住房公積金(jin)：根(gen)據(ju)企業(ye)(ye)的實際情況(kuang)，選(xuan)擇繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)比(bi)例(li)，原則上(shang)(shang)最(zui)高繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)額不(bu)得超(chao)過(guo)職工平均工資的12%。 各地繳(jiao)(jiao)(jiao)納比(bi)例(li)有不(bu)同(tong)，以(yi)上(shang)(shang)比(bi)例(li)供參考