問 工(gong)(gong)傷保險我(wo)已經交(jiao)了(le)好長時間了(le)，現在(zai)想了(le)解一下(xia)，請問工(gong)(gong)傷保險的(de)理賠(pei)流程是(shi)什么？

答 首先首先用(yong)人單(dan)(dan)位(wei)(wei)應該(gai)在一(yi)個月內向勞(lao)動局(ju)提出(chu)工(gong)傷(shang)(shang)認定(ding)(ding)申(shen)(shen)請(qing)。其次如果單(dan)(dan)位(wei)(wei)不(bu)申(shen)(shen)請(qing)的(de)(de)話，自己寫份工(gong)傷(shang)(shang)認定(ding)(ding)申(shen)(shen)請(qing)，向當地勞(lao)動局(ju)申(shen)(shen)請(qing)工(gong)傷(shang)(shang)認定(ding)(ding)。提交的(de)(de)資料包(bao)括(kuo)：工(gong)傷(shang)(shang)認定(ding)(ding)申(shen)(shen)請(qing)表(biao)；與用(yong)人單(dan)(dan)位(wei)(wei)存在勞(lao)動關(guan)系（包(bao)括(kuo)事實(shi)勞(lao)動關(guan)系）的(de)(de)證明材料；醫療診斷(duan)證明或者職業病診斷(duan)證明書。最(zui)后勞(lao)動局(ju)做出(chu)工(gong)傷(shang)(shang)認定(ding)(ding)決定(ding)(ding)，傷(shang)(shang)者去(qu)有資質的(de)(de)醫院做傷(shang)(shang)殘鑒定(ding)(ding)，把醫院的(de)(de)傷(shang)(shang)殘鑒定(ding)(ding)交給勞(lao)動局(ju)和用(yong)人單(dan)(dan)位(wei)(wei)，單(dan)(dan)位(wei)(wei)開始賠償，主要包(bao)括(kuo)傷(shang)(shang)殘補助金、醫療費。