問 我(wo)是濟(ji)南一家公司(si)的職(zhi)工，我(wo)想了解(jie)下補充工傷保險與(yu)工傷保險有什么區(qu)別啊？

答 你好，補(bu)(bu)充工(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)險(xian)(xian)屬于商業保(bao)險(xian)(xian)，是(shi)企業為(wei)職工(gong)(gong)(gong)繳納(na)工(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)險(xian)(xian)的(de)基礎上，再給予參加(jia)的(de)補(bu)(bu)充保(bao)險(xian)(xian)，根據受傷(shang)(shang)(shang)頻率，收取不同的(de)費用，職工(gong)(gong)(gong)受傷(shang)(shang)(shang)達到(dao)傷(shang)(shang)(shang)殘等(deng)級的(de)，除了按照工(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)險(xian)(xian)得(de)到(dao)賠(pei)償以外，還可以領取補(bu)(bu)充保(bao)險(xian)(xian)的(de)補(bu)(bu)償，補(bu)(bu)充工(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)險(xian)(xian)是(shi)工(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)險(xian)(xian)的(de)延深(shen)，讓(rang)職工(gong)(gong)(gong)得(de)到(dao)更(geng)多(duo)的(de)賠(pei)償和(he)補(bu)(bu)助，前(qian)提(ti)是(shi)，企業必(bi)須為(wei)職工(gong)(gong)(gong)參加(jia)工(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)險(xian)(xian)，才(cai)可以辦理補(bu)(bu)充工(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)險(xian)(xian)。希望我的(de)回(hui)答能對(dui)你有所幫(bang)助。