問 我是濟南(nan)一家公(gong)司(si)的職工(gong)(gong)，我想了解(jie)下補充工(gong)(gong)傷(shang)保(bao)險與工(gong)(gong)傷(shang)保(bao)險有(you)什么區別(bie)啊？

答(da) 你好，補(bu)(bu)(bu)充(chong)(chong)工(gong)(gong)(gong)傷(shang)保(bao)(bao)(bao)險(xian)(xian)(xian)屬于商業保(bao)(bao)(bao)險(xian)(xian)(xian)，是(shi)企業為職工(gong)(gong)(gong)繳(jiao)納工(gong)(gong)(gong)傷(shang)保(bao)(bao)(bao)險(xian)(xian)(xian)的(de)(de)基礎(chu)上，再給(gei)予參(can)加(jia)的(de)(de)補(bu)(bu)(bu)充(chong)(chong)保(bao)(bao)(bao)險(xian)(xian)(xian)，根據受(shou)傷(shang)頻率，收取(qu)不同的(de)(de)費(fei)用，職工(gong)(gong)(gong)受(shou)傷(shang)達(da)到(dao)(dao)傷(shang)殘等級的(de)(de)，除了按照工(gong)(gong)(gong)傷(shang)保(bao)(bao)(bao)險(xian)(xian)(xian)得到(dao)(dao)賠償(chang)(chang)以外，還可(ke)以領(ling)取(qu)補(bu)(bu)(bu)充(chong)(chong)保(bao)(bao)(bao)險(xian)(xian)(xian)的(de)(de)補(bu)(bu)(bu)償(chang)(chang)，補(bu)(bu)(bu)充(chong)(chong)工(gong)(gong)(gong)傷(shang)保(bao)(bao)(bao)險(xian)(xian)(xian)是(shi)工(gong)(gong)(gong)傷(shang)保(bao)(bao)(bao)險(xian)(xian)(xian)的(de)(de)延深，讓職工(gong)(gong)(gong)得到(dao)(dao)更多的(de)(de)賠償(chang)(chang)和補(bu)(bu)(bu)助，前提是(shi)，企業必須為職工(gong)(gong)(gong)參(can)加(jia)工(gong)(gong)(gong)傷(shang)保(bao)(bao)(bao)險(xian)(xian)(xian)，才(cai)可(ke)以辦理(li)補(bu)(bu)(bu)充(chong)(chong)工(gong)(gong)(gong)傷(shang)保(bao)(bao)(bao)險(xian)(xian)(xian)。希(xi)望我(wo)的(de)(de)回(hui)答能(neng)對你有所幫助。