問 我是濟南一家公(gong)司的職工(gong)，我想了解(jie)下補充工(gong)傷保險與工(gong)傷保險有(you)什么區別啊？

答 你好，補充(chong)(chong)工(gong)傷(shang)保(bao)(bao)(bao)險(xian)屬于商業保(bao)(bao)(bao)險(xian)，是(shi)企業為(wei)職(zhi)(zhi)工(gong)繳納工(gong)傷(shang)保(bao)(bao)(bao)險(xian)的(de)基礎上，再給予(yu)參加的(de)補充(chong)(chong)保(bao)(bao)(bao)險(xian)，根據(ju)受傷(shang)頻(pin)率(lv)，收取(qu)不同的(de)費用，職(zhi)(zhi)工(gong)受傷(shang)達到(dao)傷(shang)殘等級的(de)，除了按照工(gong)傷(shang)保(bao)(bao)(bao)險(xian)得(de)到(dao)賠(pei)償(chang)以(yi)外，還可以(yi)領取(qu)補充(chong)(chong)保(bao)(bao)(bao)險(xian)的(de)補償(chang)，補充(chong)(chong)工(gong)傷(shang)保(bao)(bao)(bao)險(xian)是(shi)工(gong)傷(shang)保(bao)(bao)(bao)險(xian)的(de)延深，讓職(zhi)(zhi)工(gong)得(de)到(dao)更多的(de)賠(pei)償(chang)和補助，前提是(shi)，企業必(bi)須(xu)為(wei)職(zhi)(zhi)工(gong)參加工(gong)傷(shang)保(bao)(bao)(bao)險(xian)，才(cai)可以(yi)辦理補充(chong)(chong)工(gong)傷(shang)保(bao)(bao)(bao)險(xian)。希望我(wo)的(de)回答(da)能對你有(you)所幫助。