問 我姐(jie)姐(jie)在一(yi)家私(si)(si)企(qi)(qi)上班，但目前她(ta)已經(jing)懷孕，每月都要花費檢查費，現(xian)在想(xiang)咨詢一(yi)下，請問私(si)(si)企(qi)(qi)女(nv)工有生育險嗎？

答 原勞(lao)動部發布的《企(qi)業職(zhi)工(gong)生(sheng)(sheng)(sheng)(sheng)育(yu)保(bao)(bao)(bao)險(xian)(xian)試行辦(ban)(ban)法(fa)(fa)》第二條規定(ding)：本辦(ban)(ban)法(fa)(fa)適用于城鎮企(qi)業及其職(zhi)工(gong)。《辦(ban)(ban)法(fa)(fa)》還規定(ding)，職(zhi)工(gong)個人不(bu)(bu)繳(jiao)納(na)生(sheng)(sheng)(sheng)(sheng)育(yu)保(bao)(bao)(bao)險(xian)(xian)費(fei)(fei)。生(sheng)(sheng)(sheng)(sheng)育(yu)保(bao)(bao)(bao)險(xian)(xian)根據(ju)“以支(zhi)(zhi)(zhi)定(ding)收(shou)，收(shou)支(zhi)(zhi)(zhi)基本平衡”的原則籌集資(zi)(zi)金，由企(qi)業按照其工(gong)資(zi)(zi)總額的一定(ding)比例向社會(hui)保(bao)(bao)(bao)險(xian)(xian)經(jing)辦(ban)(ban)機(ji)構繳(jiao)納(na)生(sheng)(sheng)(sheng)(sheng)育(yu)保(bao)(bao)(bao)險(xian)(xian)費(fei)(fei)，建立生(sheng)(sheng)(sheng)(sheng)育(yu)保(bao)(bao)(bao)險(xian)(xian)基金。生(sheng)(sheng)(sheng)(sheng)育(yu)保(bao)(bao)(bao)險(xian)(xian)費(fei)(fei)的提取比例由當地人民政府(fu)根據(ju)計(ji)劃內生(sheng)(sheng)(sheng)(sheng)育(yu)人數和生(sheng)(sheng)(sheng)(sheng)育(yu)津(jin)貼、生(sheng)(sheng)(sheng)(sheng)育(yu)醫療費(fei)(fei)等(deng)項費(fei)(fei)用確(que)定(ding)，并(bing)可根據(ju)費(fei)(fei)用支(zhi)(zhi)(zhi)出情況適時調(diao)整，但最高不(bu)(bu)得超(chao)過工(gong)資(zi)(zi)總額的百分(fen)之(zhi)一。企(qi)業繳(jiao)納(na)的生(sheng)(sheng)(sheng)(sheng)育(yu)保(bao)(bao)(bao)險(xian)(xian)費(fei)(fei)作為(wei)期間費(fei)(fei)用處理，列(lie)入企(qi)業管(guan)理費(fei)(fei)用。