問 我姐姐在一(yi)家(jia)私(si)企(qi)上班，但(dan)目(mu)前她已經(jing)懷孕，每月都要花(hua)費檢查費，現在想(xiang)咨詢一(yi)下，請問私(si)企(qi)女(nv)工有(you)生育險嗎？

答 原勞動(dong)部發(fa)布的(de)(de)《企業(ye)職工生(sheng)(sheng)育(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)(xian)試(shi)行辦(ban)(ban)法》第二條(tiao)規(gui)定(ding)：本辦(ban)(ban)法適用于城鎮企業(ye)及(ji)其(qi)(qi)職工。《辦(ban)(ban)法》還規(gui)定(ding)，職工個人(ren)不繳(jiao)納(na)生(sheng)(sheng)育(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)(xian)費(fei)(fei)。生(sheng)(sheng)育(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)(xian)根(gen)據“以支(zhi)(zhi)定(ding)收(shou)，收(shou)支(zhi)(zhi)基本平衡(heng)”的(de)(de)原則籌集資金(jin)，由(you)企業(ye)按照其(qi)(qi)工資總額(e)的(de)(de)一定(ding)比例(li)向社(she)會保(bao)(bao)險(xian)(xian)(xian)(xian)經辦(ban)(ban)機構繳(jiao)納(na)生(sheng)(sheng)育(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)(xian)費(fei)(fei)，建立生(sheng)(sheng)育(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)(xian)基金(jin)。生(sheng)(sheng)育(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)(xian)費(fei)(fei)的(de)(de)提取比例(li)由(you)當地人(ren)民政府(fu)根(gen)據計劃內(nei)生(sheng)(sheng)育(yu)(yu)(yu)人(ren)數(shu)和生(sheng)(sheng)育(yu)(yu)(yu)津貼、生(sheng)(sheng)育(yu)(yu)(yu)醫療費(fei)(fei)等項費(fei)(fei)用確定(ding)，并可根(gen)據費(fei)(fei)用支(zhi)(zhi)出情況適時調(diao)整，但(dan)最高不得(de)超過工資總額(e)的(de)(de)百分之一。企業(ye)繳(jiao)納(na)的(de)(de)生(sheng)(sheng)育(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)(xian)費(fei)(fei)作為期(qi)間費(fei)(fei)用處理(li)，列入(ru)企業(ye)管理(li)費(fei)(fei)用。