問 我姐(jie)姐(jie)在一(yi)家私企上班，但(dan)目前她已經懷孕，每月都要(yao)花(hua)費(fei)檢查(cha)費(fei)，現在想(xiang)咨(zi)詢一(yi)下(xia)，請問私企女工(gong)有生育險(xian)嗎？

答 原勞動部發布的(de)《企(qi)(qi)業(ye)(ye)職工生(sheng)育(yu)(yu)保(bao)險(xian)(xian)(xian)試行辦法》第(di)二條規定(ding)：本(ben)辦法適(shi)用(yong)(yong)(yong)于城鎮企(qi)(qi)業(ye)(ye)及其職工。《辦法》還規定(ding)，職工個人(ren)不(bu)繳納(na)生(sheng)育(yu)(yu)保(bao)險(xian)(xian)(xian)費(fei)。生(sheng)育(yu)(yu)保(bao)險(xian)(xian)(xian)根(gen)(gen)據(ju)“以支定(ding)收，收支基本(ben)平衡”的(de)原則(ze)籌集資(zi)金，由企(qi)(qi)業(ye)(ye)按照(zhao)其工資(zi)總額的(de)一定(ding)比(bi)例向社會保(bao)險(xian)(xian)(xian)經辦機構繳納(na)生(sheng)育(yu)(yu)保(bao)險(xian)(xian)(xian)費(fei)，建立生(sheng)育(yu)(yu)保(bao)險(xian)(xian)(xian)基金。生(sheng)育(yu)(yu)保(bao)險(xian)(xian)(xian)費(fei)的(de)提取比(bi)例由當地人(ren)民政府(fu)根(gen)(gen)據(ju)計劃(hua)內生(sheng)育(yu)(yu)人(ren)數(shu)和(he)生(sheng)育(yu)(yu)津貼(tie)、生(sheng)育(yu)(yu)醫(yi)療費(fei)等項費(fei)用(yong)(yong)(yong)確定(ding)，并可根(gen)(gen)據(ju)費(fei)用(yong)(yong)(yong)支出情況(kuang)適(shi)時調整，但(dan)最高(gao)不(bu)得超過工資(zi)總額的(de)百分之一。企(qi)(qi)業(ye)(ye)繳納(na)的(de)生(sheng)育(yu)(yu)保(bao)險(xian)(xian)(xian)費(fei)作(zuo)為(wei)期間費(fei)用(yong)(yong)(yong)處理，列入企(qi)(qi)業(ye)(ye)管理費(fei)用(yong)(yong)(yong)。