問 我是一名會計師(shi)，剛剛找到(dao)一份新工作，聽(ting)說(shuo)公(gong)司(si)在轉正后給交社會保(bao)險(xian)，請問什么是社會保(bao)險(xian)？

答 社會(hui)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)是國家通過立(li)法(fa)建立(li)的一種社會(hui)保(bao)(bao)障制(zhi)(zhi)度，其功能在(zai)于使勞動(dong)者(zhe)在(zai)因(yin)年老、患病、失(shi)業(ye)(ye)(ye)、生育、傷(shang)(shang)殘、死亡(wang)等(deng)原因(yin)，暫(zan)時(shi)或永(yong)久(jiu)喪失(shi)勞動(dong)能力而(er)中(zhong)斷勞動(dong)無法(fa)獲得(de)勞動(dong)報(bao)酬，本(ben)人及(ji)其供養(yang)的家屬失(shi)去生活來源，能夠從社會(hui)獲得(de)物(wu)質幫助。社會(hui)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)與商(shang)業(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)的不(bu)同(tong)之處在(zai)于：商(shang)業(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)是盈利性的，是否參加商(shang)業(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)是完全自愿的；而(er)社會(hui)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)是強制(zhi)(zhi)性的，用人單位合(he)勞動(dong)者(zhe)必須參加。就我國目前情況來看，社會(hui)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)包括養(yang)老保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)、失(shi)業(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)、醫(yi)療保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)、工傷(shang)(shang)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)和生育保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)。