問 最近在濟南找了一份工(gong)作，公(gong)司給繳(jiao)納住(zhu)房公(gong)積(ji)金(jin)，個(ge)人住(zhu)房公(gong)積(ji)金(jin)賬戶設立(li)有(you)何規定？有(you)何作用？

答 按住(zhu)房公(gong)(gong)(gong)(gong)積(ji)金(jin)管(guan)理條例(li)規定，在一個住(zhu)房公(gong)(gong)(gong)(gong)積(ji)金(jin)管(guan)理中(zhong)心，每(mei)位職工(gong)只能開設一個住(zhu)房公(gong)(gong)(gong)(gong)積(ji)金(jin)賬(zhang)戶，如果有兩(liang)個或兩(liang)個以上住(zhu)房公(gong)(gong)(gong)(gong)積(ji)金(jin)賬(zhang)戶的必須進(jin)行合并；住(zhu)房公(gong)(gong)(gong)(gong)積(ji)金(jin)賬(zhang)戶記載職工(gong)個人住(zhu)房公(gong)(gong)(gong)(gong)積(ji)金(jin)的繳存(cun)、提(ti)取等情(qing)況。