問 我是一名會計(ji)師，現在正在濟南求職(zhi)，工傷保險的具(ju)體作用是什么？

答(da) 1、工(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)作為社會(hui)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)制度的(de)(de)(de)一個組成部分，是國家(jia)通過立法強制實(shi)(shi)施的(de)(de)(de)，是國家(jia)對職工(gong)(gong)(gong)(gong)履行的(de)(de)(de)社會(hui)責任，也是職工(gong)(gong)(gong)(gong)應該享受的(de)(de)(de)基(ji)本(ben)權利(li)(li)。工(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)的(de)(de)(de)實(shi)(shi)施是人類文明(ming)和(he)(he)社會(hui)發展(zhan)的(de)(de)(de)標志和(he)(he)成果。 2、實(shi)(shi)行工(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)保(bao)(bao)(bao)(bao)障了工(gong)(gong)(gong)(gong)傷(shang)(shang)職工(gong)(gong)(gong)(gong)醫(yi)療以(yi)及其基(ji)本(ben)生(sheng)活、傷(shang)(shang)殘撫恤和(he)(he)遺屬(shu)撫恤，在一定(ding)程度上解除了職工(gong)(gong)(gong)(gong)和(he)(he)家(jia)屬(shu)的(de)(de)(de)后(hou)顧之憂、工(gong)(gong)(gong)(gong)傷(shang)(shang)補(bu)償體現出國家(jia)和(he)(he)社會(hui)對職工(gong)(gong)(gong)(gong)的(de)(de)(de)尊重(zhong)，有利(li)(li)于提高他們的(de)(de)(de)工(gong)(gong)(gong)(gong)作積極性。 3、建立工(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)有利(li)(li)于促(cu)進安(an)全(quan)生(sheng)產(chan)，保(bao)(bao)(bao)(bao)護和(he)(he)發展(zhan)社會(hui)生(sheng)產(chan)力。工(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)與(yu)生(sheng)產(chan)單位(wei)改善勞動條件(jian)、防病防傷(shang)(shang)、安(an)全(quan)教育，醫(yi)療康復、社會(hui)服務等工(gong)(gong)(gong)(gong)作緊(jin)密相聯(lian)。對提高生(sheng)產(chan)經營單位(wei)和(he)(he)職工(gong)(gong)(gong)(gong)的(de)(de)(de)安(an)全(quan)生(sheng)產(chan)，防止或減少工(gong)(gong)(gong)(gong)傷(shang)(shang)、職業病，保(bao)(bao)(bao)(bao)護職工(gong)(gong)(gong)(gong)的(de)(de)(de)身體健康，至關重(zhong)要。 4、工(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)保(bao)(bao)(bao)(bao)障了受傷(shang)(shang)害職工(gong)(gong)(gong)(gong)的(de)(de)(de)合法權益，有利(li)(li)于妥善處(chu)理(li)事故(gu)和(he)(he)恢(hui)復生(sheng)產(chan)，維(wei)護正常的(de)(de)(de)生(sheng)產(chan)、生(sheng)活秩序(xu)，維(wei)護社會(hui)安(an)定(ding)。