問 我是一名(ming)會計師，現(xian)在(zai)正在(zai)濟南求職(zhi)，工傷保險的具(ju)體(ti)作用是什么？

答(da) 1、工(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)作(zuo)為社會(hui)(hui)保(bao)(bao)(bao)(bao)險(xian)制度(du)的一(yi)個組成(cheng)(cheng)部分，是國家(jia)通過(guo)立法(fa)強制實施的，是國家(jia)對職工(gong)(gong)(gong)(gong)履行的社會(hui)(hui)責任(ren)，也(ye)是職工(gong)(gong)(gong)(gong)應該享(xiang)受的基本權利(li)(li)。工(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)的實施是人類文明和(he)(he)社會(hui)(hui)發展的標志(zhi)和(he)(he)成(cheng)(cheng)果。 2、實行工(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)保(bao)(bao)(bao)(bao)障了(le)(le)工(gong)(gong)(gong)(gong)傷(shang)(shang)職工(gong)(gong)(gong)(gong)醫療以及其基本生(sheng)活、傷(shang)(shang)殘撫恤和(he)(he)遺屬撫恤，在一(yi)定程度(du)上解(jie)除了(le)(le)職工(gong)(gong)(gong)(gong)和(he)(he)家(jia)屬的后顧(gu)之憂、工(gong)(gong)(gong)(gong)傷(shang)(shang)補償體(ti)現出國家(jia)和(he)(he)社會(hui)(hui)對職工(gong)(gong)(gong)(gong)的尊重(zhong)，有利(li)(li)于(yu)提(ti)高他們(men)的工(gong)(gong)(gong)(gong)作(zuo)積極性。 3、建立工(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)有利(li)(li)于(yu)促進安(an)(an)全生(sheng)產(chan)，保(bao)(bao)(bao)(bao)護和(he)(he)發展社會(hui)(hui)生(sheng)產(chan)力。工(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)與生(sheng)產(chan)單位(wei)改善勞動條件、防(fang)病(bing)防(fang)傷(shang)(shang)、安(an)(an)全教育，醫療康復(fu)(fu)、社會(hui)(hui)服務等(deng)工(gong)(gong)(gong)(gong)作(zuo)緊密相聯(lian)。對提(ti)高生(sheng)產(chan)經營(ying)單位(wei)和(he)(he)職工(gong)(gong)(gong)(gong)的安(an)(an)全生(sheng)產(chan)，防(fang)止或減(jian)少工(gong)(gong)(gong)(gong)傷(shang)(shang)、職業病(bing)，保(bao)(bao)(bao)(bao)護職工(gong)(gong)(gong)(gong)的身體(ti)健康，至(zhi)關重(zhong)要。 4、工(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)保(bao)(bao)(bao)(bao)障了(le)(le)受傷(shang)(shang)害職工(gong)(gong)(gong)(gong)的合法(fa)權益，有利(li)(li)于(yu)妥善處理事故和(he)(he)恢復(fu)(fu)生(sheng)產(chan)，維護正常的生(sheng)產(chan)、生(sheng)活秩序，維護社會(hui)(hui)安(an)(an)定。