問 我是(shi)一(yi)名會計師，現在正在濟南求職，工(gong)傷(shang)保(bao)險的(de)具體作(zuo)用是(shi)什么？

答 1、工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)(bao)險作為社會(hui)(hui)保(bao)(bao)險制(zhi)度(du)的(de)(de)一(yi)個(ge)組成(cheng)(cheng)部分，是(shi)國家通過立(li)法強制(zhi)實施的(de)(de)，是(shi)國家對(dui)(dui)職工(gong)(gong)(gong)(gong)(gong)(gong)履行的(de)(de)社會(hui)(hui)責任，也是(shi)職工(gong)(gong)(gong)(gong)(gong)(gong)應該(gai)享受的(de)(de)基(ji)本權利。工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)(bao)險的(de)(de)實施是(shi)人類文明和(he)(he)社會(hui)(hui)發展的(de)(de)標志和(he)(he)成(cheng)(cheng)果(guo)。 2、實行工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)(bao)險保(bao)(bao)障了(le)工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)(shang)職工(gong)(gong)(gong)(gong)(gong)(gong)醫療(liao)以及其基(ji)本生(sheng)(sheng)(sheng)(sheng)(sheng)活、傷(shang)(shang)(shang)殘撫恤(xu)和(he)(he)遺屬撫恤(xu)，在一(yi)定(ding)程度(du)上解(jie)除了(le)職工(gong)(gong)(gong)(gong)(gong)(gong)和(he)(he)家屬的(de)(de)后顧之憂、工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)(shang)補償體(ti)(ti)現出國家和(he)(he)社會(hui)(hui)對(dui)(dui)職工(gong)(gong)(gong)(gong)(gong)(gong)的(de)(de)尊重，有利于(yu)(yu)提(ti)高他們(men)的(de)(de)工(gong)(gong)(gong)(gong)(gong)(gong)作積極性。 3、建立(li)工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)(bao)險有利于(yu)(yu)促進安(an)全生(sheng)(sheng)(sheng)(sheng)(sheng)產，保(bao)(bao)護(hu)和(he)(he)發展社會(hui)(hui)生(sheng)(sheng)(sheng)(sheng)(sheng)產力。工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)(bao)險與生(sheng)(sheng)(sheng)(sheng)(sheng)產單(dan)位改善(shan)勞(lao)動條件(jian)、防(fang)病防(fang)傷(shang)(shang)(shang)、安(an)全教育，醫療(liao)康復(fu)、社會(hui)(hui)服務等工(gong)(gong)(gong)(gong)(gong)(gong)作緊密(mi)相聯。對(dui)(dui)提(ti)高生(sheng)(sheng)(sheng)(sheng)(sheng)產經營單(dan)位和(he)(he)職工(gong)(gong)(gong)(gong)(gong)(gong)的(de)(de)安(an)全生(sheng)(sheng)(sheng)(sheng)(sheng)產，防(fang)止(zhi)或減少工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)(shang)、職業病，保(bao)(bao)護(hu)職工(gong)(gong)(gong)(gong)(gong)(gong)的(de)(de)身(shen)體(ti)(ti)健康，至關重要。 4、工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)(bao)險保(bao)(bao)障了(le)受傷(shang)(shang)(shang)害職工(gong)(gong)(gong)(gong)(gong)(gong)的(de)(de)合法權益，有利于(yu)(yu)妥善(shan)處理(li)事故和(he)(he)恢復(fu)生(sheng)(sheng)(sheng)(sheng)(sheng)產，維護(hu)正常(chang)的(de)(de)生(sheng)(sheng)(sheng)(sheng)(sheng)產、生(sheng)(sheng)(sheng)(sheng)(sheng)活秩序，維護(hu)社會(hui)(hui)安(an)定(ding)。