問 我在濟南(nan)一(yi)家私企工作，公司(si)每位員工都(dou)有保(bao)險(xian)，想了解一(yi)下醫療保(bao)險(xian)費用個人應(ying)該承擔多少？

答 基本(ben)醫(yi)療保險(xian)費由用人(ren)單位(wei)和(he)職工(gong)(gong)共(gong)同繳(jiao)納(na)。用人(ren)單位(wei)繳(jiao)費率為(wei)職工(gong)(gong)工(gong)(gong)資(zi)總額的(de)(de)6%左右(you)，職工(gong)(gong)個人(ren)繳(jiao)費率一(yi)般為(wei)本(ben)人(ren)工(gong)(gong)資(zi)收入的(de)(de)2%。職工(gong)(gong)個人(ren)應當繳(jiao)納(na)的(de)(de)醫(yi)療保險(xian)費，由用人(ren)單位(wei)從(cong)其工(gong)(gong)資(zi)按月中代扣。