問 我在濟南一家私(si)企共工(gong)(gong)(gong)作，公司每(mei)位員工(gong)(gong)(gong)都有工(gong)(gong)(gong)傷(shang)保(bao)險(xian)，什么情況應當認定為工(gong)(gong)(gong)傷(shang)，享受工(gong)(gong)(gong)傷(shang)保(bao)險(xian)的待遇？

答 根據(ju)《工(gong)(gong)(gong)傷(shang)(shang)(shang)(shang)保險(xian)條例(li)(li)》第十四條的(de)(de)(de)規定(ding)(ding)，職工(gong)(gong)(gong)有(you)下列情(qing)形之(zhi)一的(de)(de)(de)，應當(dang)認定(ding)(ding)為(wei)工(gong)(gong)(gong)傷(shang)(shang)(shang)(shang)： （一）在(zai)(zai)(zai)工(gong)(gong)(gong)作(zuo)時(shi)(shi)間(jian)和(he)工(gong)(gong)(gong)作(zuo)場(chang)所(suo)內(nei)，因工(gong)(gong)(gong)作(zuo)原(yuan)因受到(dao)事(shi)(shi)故(gu)傷(shang)(shang)(shang)(shang)害的(de)(de)(de)； （二）工(gong)(gong)(gong)作(zuo)時(shi)(shi)間(jian)前后在(zai)(zai)(zai)工(gong)(gong)(gong)作(zuo)場(chang)所(suo)內(nei)，從(cong)事(shi)(shi)與工(gong)(gong)(gong)作(zuo)有(you)關的(de)(de)(de)預(yu)備(bei)性或者(zhe)(zhe)收尾性工(gong)(gong)(gong)作(zuo)受到(dao)事(shi)(shi)故(gu)傷(shang)(shang)(shang)(shang)害的(de)(de)(de)； （三）在(zai)(zai)(zai)工(gong)(gong)(gong)作(zuo)時(shi)(shi)間(jian)和(he)工(gong)(gong)(gong)作(zuo)場(chang)所(suo)內(nei)，因履行(xing)工(gong)(gong)(gong)作(zuo)職責受到(dao)暴力(li)等意外傷(shang)(shang)(shang)(shang)害的(de)(de)(de)； （四）患職業病的(de)(de)(de)； （五(wu)）因工(gong)(gong)(gong)外出期間(jian)，由(you)于(yu)工(gong)(gong)(gong)作(zuo)原(yuan)因受到(dao)傷(shang)(shang)(shang)(shang)害或者(zhe)(zhe)發(fa)(fa)生事(shi)(shi)故(gu)下落不(bu)明(ming)的(de)(de)(de)； （六）在(zai)(zai)(zai)上下班途(tu)中，受到(dao)非(fei)本(ben)人(ren)主要責任的(de)(de)(de)交(jiao)(jiao)通(tong)事(shi)(shi)故(gu)或者(zhe)(zhe)城市(shi)軌(gui)道交(jiao)(jiao)通(tong)、客運(yun)輪渡、火車事(shi)(shi)故(gu)傷(shang)(shang)(shang)(shang)害的(de)(de)(de)； （七）法律、行(xing)政法規規定(ding)(ding)應當(dang)認定(ding)(ding)為(wei)工(gong)(gong)(gong)傷(shang)(shang)(shang)(shang)的(de)(de)(de)其他情(qing)形。 同時(shi)(shi)，根據(ju)本(ben)條例(li)(li)第十五(wu)條的(de)(de)(de)規定(ding)(ding)，職工(gong)(gong)(gong)有(you)下列情(qing)形之(zhi)一的(de)(de)(de)，視同工(gong)(gong)(gong)傷(shang)(shang)(shang)(shang)： （一）在(zai)(zai)(zai)工(gong)(gong)(gong)作(zuo)時(shi)(shi)間(jian)和(he)工(gong)(gong)(gong)作(zuo)崗(gang)位，突(tu)發(fa)(fa)疾病死亡或者(zhe)(zhe)在(zai)(zai)(zai)48小時(shi)(shi)之(zhi)內(nei)經搶(qiang)救無效死亡的(de)(de)(de)； （二）在(zai)(zai)(zai)搶(qiang)險(xian)救災等維(wei)護(hu)國家利益(yi)、公共利益(yi)活動(dong)中受到(dao)傷(shang)(shang)(shang)(shang)害的(de)(de)(de)； （三）職工(gong)(gong)(gong)原(yuan)在(zai)(zai)(zai)軍隊服役，因戰(zhan)、因公負傷(shang)(shang)(shang)(shang)致殘，已取得革命傷(shang)(shang)(shang)(shang)殘軍人(ren)證，到(dao)用人(ren)單位后舊(jiu)傷(shang)(shang)(shang)(shang)復發(fa)(fa)的(de)(de)(de)。