問 我父親之(zhi)前繳過(guo)養老保(bao)險，聽(ting)說只有滿足(zu)一定的條(tiao)件，才能(neng)按月領取基本養老金(jin)，請(qing)問條(tiao)件是什么？

答 職(zhi)工(gong)(gong)(gong)按月領(ling)取基本養老金必須(xu)具備三個(ge)(ge)(ge)條件： 1、達(da)到法定(ding)退休(xiu)年(nian)齡(ling)，并已辦理退休(xiu)手(shou)續； 2、所在單位和(he)個(ge)(ge)(ge)人依法參加養老保險(xian)并履行(xing)了養老保險(xian)繳(jiao)費義務； 3、個(ge)(ge)(ge)人繳(jiao)費至少滿15年(nian)(過渡期內繳(jiao)費年(nian)限(xian)包括(kuo)視同繳(jiao)費年(nian)限(xian))。如今，中國的企業職(zhi)工(gong)(gong)(gong)法定(ding)退休(xiu)年(nian)齡(ling)為：男職(zhi)工(gong)(gong)(gong)60歲;從事管(guan)理和(he)科研工(gong)(gong)(gong)作的女(nv)(nv)職(zhi)工(gong)(gong)(gong)55歲;從事生產和(he)工(gong)(gong)(gong)勤輔(fu)助工(gong)(gong)(gong)作的女(nv)(nv)職(zhi)工(gong)(gong)(gong)50歲，自由職(zhi)業者、個(ge)(ge)(ge)體(ti)工(gong)(gong)(gong)商戶女(nv)(nv)年(nian)滿55周(zhou)歲。