問 請(qing)問想辭(ci)職(zhi)后去異地，暫(zan)時沒有工作，請(qing)問五險(xian)一金(jin)和檔案怎么處(chu)理(li)？辭(ci)職(zhi)時候要(yao)注意哪(na)些手續？

答 一、關(guan)于辭(ci)職(zhi)(zhi)(zhi)(zhi) 1、勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)者(zhe)提(ti)出(chu)解(jie)除(chu)(chu)(chu)勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)同(tong)(tong)(tong)(tong)（辭(ci)職(zhi)(zhi)(zhi)(zhi)）分三種(zhong)情(qing)況： 一是(shi)(shi)(shi)(shi)(shi)，依(yi)(yi)據勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)同(tong)(tong)(tong)(tong)法(fa)(fa)(fa)(fa)第(di)三十(shi)(shi)(shi)七條(tiao)(tiao)(tiao)(tiao)的(de)(de)規定(ding)(ding)提(ti)出(chu)解(jie)除(chu)(chu)(chu)勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)同(tong)(tong)(tong)(tong)（辭(ci)職(zhi)(zhi)(zhi)(zhi)），也(ye)(ye)就(jiu)(jiu)是(shi)(shi)(shi)(shi)(shi)提(ti)前(qian)30天(tian)(tian)（試(shi)用期3天(tian)(tian)）通(tong)知用人(ren)單(dan)位(wei)，不(bu)(bu)(bu)(bu)(bu)用單(dan)位(wei)批準。但(dan)用人(ren)單(dan)位(wei)不(bu)(bu)(bu)(bu)(bu)承擔經(jing)濟補償(chang)(chang)(chang)； 二是(shi)(shi)(shi)(shi)(shi)，依(yi)(yi)據勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)和塔法(fa)(fa)(fa)(fa)第(di)三十(shi)(shi)(shi)八(ba)條(tiao)(tiao)(tiao)(tiao)的(de)(de)規定(ding)(ding)提(ti)出(chu)解(jie)除(chu)(chu)(chu)勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)同(tong)(tong)(tong)(tong)（辭(ci)職(zhi)(zhi)(zhi)(zhi)），不(bu)(bu)(bu)(bu)(bu)用提(ti)前(qian)30天(tian)(tian)，也(ye)(ye)不(bu)(bu)(bu)(bu)(bu)用批準，而且，用人(ren)單(dan)位(wei)還必須按(an)照勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)同(tong)(tong)(tong)(tong)法(fa)(fa)(fa)(fa)第(di)十(shi)(shi)(shi)六條(tiao)(tiao)(tiao)(tiao)第(di)四十(shi)(shi)(shi)七條(tiao)(tiao)(tiao)(tiao)的(de)(de)規定(ding)(ding)，支付每(mei)工(gong)作一年(nian)一個(ge)(ge)(ge)月(yue)工(gong)資的(de)(de)經(jing)濟補償(chang)(chang)(chang)金(jin)(jin)(jin)； 三是(shi)(shi)(shi)(shi)(shi)，勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)者(zhe)沒(mei)有(you)(you)任(ren)何依(yi)(yi)據違法(fa)(fa)(fa)(fa)解(jie)除(chu)(chu)(chu)勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)同(tong)(tong)(tong)(tong)（離(li)職(zhi)(zhi)(zhi)(zhi)），用人(ren)單(dan)位(wei)不(bu)(bu)(bu)(bu)(bu)但(dan)不(bu)(bu)(bu)(bu)(bu)給經(jing)濟補償(chang)(chang)(chang)金(jin)(jin)(jin)，還可(ke)(ke)依(yi)(yi)據勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)同(tong)(tong)(tong)(tong)法(fa)(fa)(fa)(fa)第(di)九十(shi)(shi)(shi)條(tiao)(tiao)(tiao)(tiao)的(de)(de)規定(ding)(ding)，給單(dan)位(wei)造(zao)成損失的(de)(de)要(yao)承擔賠償(chang)(chang)(chang)責(ze)任(ren)。單(dan)位(wei)可(ke)(ke)以(yi)(yi)(yi)(yi)(yi)扣工(gong)資作為賠償(chang)(chang)(chang)。 2、所以(yi)(yi)(yi)(yi)(yi)，辭(ci)職(zhi)(zhi)(zhi)(zhi)要(yao)合(he)(he)法(fa)(fa)(fa)(fa)理(li)(li)(li)(li)由(you)(you)非(fei)常重(zhong)要(yao)，只(zhi)(zhi)要(yao)理(li)(li)(li)(li)由(you)(you)合(he)(he)法(fa)(fa)(fa)(fa)任(ren)何用人(ren)單(dan)位(wei)都不(bu)(bu)(bu)(bu)(bu)能拒絕，當然，如(ru)果沒(mei)有(you)(you)合(he)(he)法(fa)(fa)(fa)(fa)的(de)(de)理(li)(li)(li)(li)由(you)(you)，不(bu)(bu)(bu)(bu)(bu)但(dan)不(bu)(bu)(bu)(bu)(bu)能走，你(ni)就(jiu)(jiu)是(shi)(shi)(shi)(shi)(shi)走了，單(dan)位(wei)也(ye)(ye)會(hui)找(zhao)你(ni)的(de)(de)麻(ma)煩，得不(bu)(bu)(bu)(bu)(bu)到補償(chang)(chang)(chang)金(jin)(jin)(jin)不(bu)(bu)(bu)(bu)(bu)說，還會(hui)要(yao)你(ni)交(jiao)違約金(jin)(jin)(jin)，不(bu)(bu)(bu)(bu)(bu)給你(ni)辦(ban)(ban)(ban)(ban)離(li)職(zhi)(zhi)(zhi)(zhi)手續(xu)(xu)(xu)，對你(ni)今(jin)后(hou)(hou)的(de)(de)就(jiu)(jiu)業(ye)會(hui)有(you)(you)麻(ma)煩。 3、辭(ci)職(zhi)(zhi)(zhi)(zhi)理(li)(li)(li)(li)由(you)(you)建議你(ni)參照勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)同(tong)(tong)(tong)(tong)法(fa)(fa)(fa)(fa)第(di)三十(shi)(shi)(shi)八(ba)條(tiao)(tiao)(tiao)(tiao)、勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)同(tong)(tong)(tong)(tong)法(fa)(fa)(fa)(fa)實施條(tiao)(tiao)(tiao)(tiao)例第(di)十(shi)(shi)(shi)八(ba)條(tiao)(tiao)(tiao)(tiao)規定(ding)(ding)的(de)(de)情(qing)形(xing)來(lai)提(ti)出(chu)，比(bi)如(ru)不(bu)(bu)(bu)(bu)(bu)簽勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)同(tong)(tong)(tong)(tong)、不(bu)(bu)(bu)(bu)(bu)按(an)國家(jia)規定(ding)(ding)安排勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)時(shi)間(jian)、不(bu)(bu)(bu)(bu)(bu)按(an)時(shi)足(zu)額支付勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)報酬、加(jia)班(ban)不(bu)(bu)(bu)(bu)(bu)給加(jia)班(ban)工(gong)資、收取押金(jin)(jin)(jin)、不(bu)(bu)(bu)(bu)(bu)按(an)時(shi)為勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)者(zhe)建立國家(jia)法(fa)(fa)(fa)(fa)定(ding)(ding)的(de)(de)社會(hui)保險(xian)等。 4、辭(ci)職(zhi)(zhi)(zhi)(zhi)時(shi)你(ni)可(ke)(ke)以(yi)(yi)(yi)(yi)(yi)要(yao)求單(dan)位(wei)依(yi)(yi)據勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)同(tong)(tong)(tong)(tong)法(fa)(fa)(fa)(fa)第(di)五(wu)十(shi)(shi)(shi)條(tiao)(tiao)(tiao)(tiao)的(de)(de)規定(ding)(ding)辦(ban)(ban)(ban)(ban)理(li)(li)(li)(li)手續(xu)(xu)(xu)，一是(shi)(shi)(shi)(shi)(shi)要(yao)結清工(gong)資、二是(shi)(shi)(shi)(shi)(shi)要(yao)支付給你(ni)經(jing)濟補償(chang)(chang)(chang)金(jin)(jin)(jin)，三是(shi)(shi)(shi)(shi)(shi)要(yao)給你(ni)出(chu)具(ju)解(jie)除(chu)(chu)(chu)勞(lao)(lao)(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)同(tong)(tong)(tong)(tong)證明(ming)(ming)（這(zhe)個(ge)(ge)(ge)證明(ming)(ming)很(hen)重(zhong)要(yao)必不(bu)(bu)(bu)(bu)(bu)可(ke)(ke)少(shao)），其它離(li)職(zhi)(zhi)(zhi)(zhi)手續(xu)(xu)(xu)如(ru)交(jiao)接工(gong)作等都不(bu)(bu)(bu)(bu)(bu)重(zhong)要(yao)了按(an)單(dan)位(wei)的(de)(de)規定(ding)(ding)辦(ban)(ban)(ban)(ban)即可(ke)(ke)。 二、關(guan)于社保 1、養老保險(xian)有(you)(you)個(ge)(ge)(ge)人(ren)賬戶(hu)，身份證號就(jiu)(jiu)是(shi)(shi)(shi)(shi)(shi)帳(zhang)號，辭(ci)職(zhi)(zhi)(zhi)(zhi)后(hou)(hou)可(ke)(ke)以(yi)(yi)(yi)(yi)(yi)有(you)(you)三種(zhong)處(chu)理(li)(li)(li)(li)方(fang)式： 一是(shi)(shi)(shi)(shi)(shi)停(ting)止(zhi)交(jiao)費，形(xing)成繳(jiao)費年(nian)限中斷，個(ge)(ge)(ge)人(ren)賬戶(hu)積(ji)累停(ting)止(zhi)，但(dan)只(zhi)(zhi)要(yao)時(shi)間(jian)不(bu)(bu)(bu)(bu)(bu)長對今(jin)后(hou)(hou)影響不(bu)(bu)(bu)(bu)(bu)大； 二是(shi)(shi)(shi)(shi)(shi)由(you)(you)個(ge)(ge)(ge)人(ren)全額繳(jiao)納(na)(na)，即不(bu)(bu)(bu)(bu)(bu)中斷繳(jiao)費把過去連同(tong)(tong)(tong)(tong)企業(ye)繳(jiao)納(na)(na)的(de)(de)部(bu)分一并(bing)自己(ji)繳(jiao)納(na)(na)，但(dan)這(zhe)樣個(ge)(ge)(ge)人(ren)負擔較重(zhong)不(bu)(bu)(bu)(bu)(bu)太合(he)(he)算； 三是(shi)(shi)(shi)(shi)(shi)如(ru)果到外地(di)謀職(zhi)(zhi)(zhi)(zhi)可(ke)(ke)以(yi)(yi)(yi)(yi)(yi)辦(ban)(ban)(ban)(ban)理(li)(li)(li)(li)保險(xian)轉(zhuan)移(yi)手續(xu)(xu)(xu)，到新的(de)(de)就(jiu)(jiu)業(ye)地(di)區。不(bu)(bu)(bu)(bu)(bu)管哪種(zhong)方(fang)法(fa)(fa)(fa)(fa)，找(zhao)到新的(de)(de)工(gong)作單(dan)位(wei)按(an)原(yuan)帳(zhang)號繼(ji)續(xu)(xu)(xu)繳(jiao)費即可(ke)(ke)，不(bu)(bu)(bu)(bu)(bu)用補交(jiao)，但(dan)就(jiu)(jiu)是(shi)(shi)(shi)(shi)(shi)不(bu)(bu)(bu)(bu)(bu)能退(tui)。 2、醫(yi)療保險(xian)，也(ye)(ye)有(you)(you)個(ge)(ge)(ge)人(ren)賬戶(hu)，辭(ci)職(zhi)(zhi)(zhi)(zhi)后(hou)(hou)處(chu)理(li)(li)(li)(li)方(fang)法(fa)(fa)(fa)(fa)基本同(tong)(tong)(tong)(tong)養老保險(xian)，個(ge)(ge)(ge)人(ren)賬戶(hu)里的(de)(de)錢(qian)可(ke)(ke)以(yi)(yi)(yi)(yi)(yi)在當地(di)繼(ji)續(xu)(xu)(xu)使用，但(dan)目前(qian)暫不(bu)(bu)(bu)(bu)(bu)能轉(zhuan)移(yi)，國家(jia)已經(jing)出(chu)臺了有(you)(you)關(guan)轉(zhuan)移(yi)辦(ban)(ban)(ban)(ban)法(fa)(fa)(fa)(fa)，今(jin)年(nian)7月(yue)1日(ri)以(yi)(yi)(yi)(yi)(yi)后(hou)(hou)等各地(di)方(fang)政府出(chu)臺了實施細則就(jiu)(jiu)可(ke)(ke)以(yi)(yi)(yi)(yi)(yi)實施。 3、工(gong)傷保險(xian)、失業(ye)保險(xian)、生育保險(xian)都沒(mei)有(you)(you)個(ge)(ge)(ge)人(ren)賬戶(hu)，辭(ci)職(zhi)(zhi)(zhi)(zhi)后(hou)(hou)保險(xian)自動(dong)(dong)(dong)(dong)(dong)(dong)(dong)解(jie)除(chu)(chu)(chu)，但(dan)失業(ye)保險(xian)只(zhi)(zhi)要(yao)繳(jiao)費滿(man)一年(nian)，不(bu)(bu)(bu)(bu)(bu)是(shi)(shi)(shi)(shi)(shi)個(ge)(ge)(ge)人(ren)原(yuan)因造(zao)成的(de)(de)失業(ye)，就(jiu)(jiu)可(ke)(ke)以(yi)(yi)(yi)(yi)(yi)領取。 4、住房公積(ji)金(jin)(jin)(jin)，有(you)(you)個(ge)(ge)(ge)人(ren)賬戶(hu)，企業(ye)和個(ge)(ge)(ge)人(ren)繳(jiao)納(na)(na)的(de)(de)費用，全部(bu)形(xing)成個(ge)(ge)(ge)人(ren)賬戶(hu)總額，就(jiu)(jiu)如(ru)同(tong)(tong)(tong)(tong)銀行的(de)(de)零(ling)存整取所有(you)(you)權屬(shu)個(ge)(ge)(ge)人(ren)，辭(ci)職(zhi)(zhi)(zhi)(zhi)后(hou)(hou)只(zhi)(zhi)不(bu)(bu)(bu)(bu)(bu)過停(ting)止(zhi)了存錢(qian)，但(dan)賬戶(hu)的(de)(de)錢(qian)還是(shi)(shi)(shi)(shi)(shi)你(ni)的(de)(de)，只(zhi)(zhi)要(yao)符合(he)(he)公積(ji)金(jin)(jin)(jin)提(ti)取規定(ding)(ding)，隨時(shi)可(ke)(ke)以(yi)(yi)(yi)(yi)(yi)提(ti)取，以(yi)(yi)(yi)(yi)(yi)后(hou)(hou)也(ye)(ye)可(ke)(ke)以(yi)(yi)(yi)(yi)(yi)續(xu)(xu)(xu)交(jiao)，永(yong)遠不(bu)(bu)(bu)(bu)(bu)會(hui)作廢。