跳槽的注意了!山東省職工養老保險轉移出新政
齊魯人才網 . 2018-06-02發(fa)布

近日,記者從濟南市人(ren)社局獲悉(xi),為進一步促進企業(ye)職工(gong)基(ji)(ji)本養(yang)老(lao)(lao)保(bao)(bao)險(xian)(xian)參(can)保(bao)(bao)人(ren)員合理(li)有(you)(you)序流動(dong),解決養(yang)老(lao)(lao)保(bao)(bao)險(xian)(xian)轉移(yi)接續中(zhong)存在的問(wen)題,我省(sheng)出臺了《關(guan)于轉發(fa)人(ren)社部規[2016]5號文件明(ming)確城(cheng)鎮企業(ye)職工(gong)基(ji)(ji)本養(yang)老(lao)(lao)保(bao)(bao)險(xian)(xian)關(guan)系轉移(yi)接續有(you)(you)關(guan)問(wen)題的通知(zhi)》(魯人(ren)社規[2017]5號),對參(can)加企業(ye)職工(gong)基(ji)(ji)本養(yang)老(lao)(lao)保(bao)(bao)險(xian)(xian)的參(can)保(bao)(bao)人(ren)在省(sheng)內跨市或跨省(sheng)流動(dong)就業(ye)養(yang)老(lao)(lao)保(bao)(bao)險(xian)(xian)關(guan)系轉移(yi)接續問(wen)題作了進一步明(ming)確,新政(zheng)策(ce)自2016年11月30日起執行。

據(ju)了解,政策的(de)主要內容包括以下(xia)方面:

一是關于視同繳費年限計算地問題。參保(bao)(bao)(bao)(bao)人員待(dai)遇領(ling)(ling)取地(di)(di)(di)的(de)確定原則是:基(ji)(ji)本養(yang)(yang)老(lao)(lao)保(bao)(bao)(bao)(bao)險(xian)關(guan)系(xi)(xi)在(zai)(zai)(zai)(zai)(zai)(zai)戶(hu)籍(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)的(de),由(you)戶(hu)籍(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)負責(ze)辦(ban)理待(dai)遇領(ling)(ling)取手(shou)續(xu);基(ji)(ji)本養(yang)(yang)老(lao)(lao)保(bao)(bao)(bao)(bao)險(xian)關(guan)系(xi)(xi)不(bu)在(zai)(zai)(zai)(zai)(zai)(zai)戶(hu)籍(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di),而在(zai)(zai)(zai)(zai)(zai)(zai)其(qi)基(ji)(ji)本養(yang)(yang)老(lao)(lao)保(bao)(bao)(bao)(bao)險(xian)關(guan)系(xi)(xi)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)累計(ji)(ji)繳(jiao)(jiao)(jiao)費(fei)年(nian)限(xian)(xian)(xian)滿(man)10年(nian)的(de),在(zai)(zai)(zai)(zai)(zai)(zai)該地(di)(di)(di)辦(ban)理待(dai)遇領(ling)(ling)取手(shou)續(xu);基(ji)(ji)本養(yang)(yang)老(lao)(lao)保(bao)(bao)(bao)(bao)險(xian)關(guan)系(xi)(xi)不(bu)在(zai)(zai)(zai)(zai)(zai)(zai)戶(hu)籍(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di),且在(zai)(zai)(zai)(zai)(zai)(zai)其(qi)基(ji)(ji)本養(yang)(yang)老(lao)(lao)保(bao)(bao)(bao)(bao)險(xian)關(guan)系(xi)(xi)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)累計(ji)(ji)繳(jiao)(jiao)(jiao)費(fei)年(nian)限(xian)(xian)(xian)不(bu)滿(man)10年(nian)的(de),將其(qi)基(ji)(ji)本養(yang)(yang)老(lao)(lao)保(bao)(bao)(bao)(bao)險(xian)關(guan)系(xi)(xi)轉回上一個(ge)繳(jiao)(jiao)(jiao)費(fei)年(nian)限(xian)(xian)(xian)滿(man)10年(nian)的(de)原參保(bao)(bao)(bao)(bao)地(di)(di)(di)辦(ban)理待(dai)遇領(ling)(ling)取手(shou)續(xu);基(ji)(ji)本養(yang)(yang)老(lao)(lao)保(bao)(bao)(bao)(bao)險(xian)關(guan)系(xi)(xi)不(bu)在(zai)(zai)(zai)(zai)(zai)(zai)戶(hu)籍(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di),且在(zai)(zai)(zai)(zai)(zai)(zai)每個(ge)參保(bao)(bao)(bao)(bao)地(di)(di)(di)的(de)累計(ji)(ji)繳(jiao)(jiao)(jiao)費(fei)年(nian)限(xian)(xian)(xian)均不(bu)滿(man)10年(nian)的(de),將其(qi)基(ji)(ji)本養(yang)(yang)老(lao)(lao)保(bao)(bao)(bao)(bao)險(xian)關(guan)系(xi)(xi)及相應資金歸(gui)集到戶(hu)籍(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di),由(you)戶(hu)籍(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)按規(gui)定辦(ban)理待(dai)遇領(ling)(ling)取手(shou)續(xu)。繳(jiao)(jiao)(jiao)費(fei)年(nian)限(xian)(xian)(xian),除另有特(te)殊規(gui)定外,均包括視同(tong)(tong)繳(jiao)(jiao)(jiao)費(fei)年(nian)限(xian)(xian)(xian)。一地(di)(di)(di)(以省、自治區、直轄市為單(dan)位)的(de)累計(ji)(ji)繳(jiao)(jiao)(jiao)費(fei)年(nian)限(xian)(xian)(xian)包括在(zai)(zai)(zai)(zai)(zai)(zai)本地(di)(di)(di)的(de)實際(ji)繳(jiao)(jiao)(jiao)費(fei)年(nian)限(xian)(xian)(xian)和計(ji)(ji)算(suan)在(zai)(zai)(zai)(zai)(zai)(zai)本地(di)(di)(di)的(de)視同(tong)(tong)繳(jiao)(jiao)(jiao)費(fei)年(nian)限(xian)(xian)(xian)。其(qi)中(zhong),曾(ceng)經(jing)在(zai)(zai)(zai)(zai)(zai)(zai)機關(guan)事業單(dan)位和企業工(gong)作的(de)視同(tong)(tong)繳(jiao)(jiao)(jiao)費(fei)年(nian)限(xian)(xian)(xian),計(ji)(ji)算(suan)為當時工(gong)作地(di)(di)(di)的(de)視同(tong)(tong)繳(jiao)(jiao)(jiao)費(fei)年(nian)限(xian)(xian)(xian);在(zai)(zai)(zai)(zai)(zai)(zai)多地(di)(di)(di)有視同(tong)(tong)繳(jiao)(jiao)(jiao)費(fei)年(nian)限(xian)(xian)(xian)的(de),分別計(ji)(ji)算(suan)為各地(di)(di)(di)的(de)視同(tong)(tong)繳(jiao)(jiao)(jiao)費(fei)年(nian)限(xian)(xian)(xian)。

二、關于繳費信息歷史遺留問題的處理。由(you)于各(ge)地政策或建立個(ge)人賬(zhang)戶時(shi)間(jian)(jian)不一(yi)致等客(ke)觀(guan)原(yuan)因,參保人員在跨省或跨市轉(zhuan)移接(jie)續養(yang)老(lao)保險關系(xi)時(shi),轉(zhuan)出(chu)地無(wu)法按(an)月(yue)提供1998年1月(yue)1日之前繳費(fei)信(xin)息或者提供的1998年1月(yue)1日之前繳費(fei)信(xin)息無(wu)法在轉(zhuan)入地計(ji)發(fa)待遇的,轉(zhuan)入地應根據轉(zhuan)出(chu)地提供的繳費(fei)時(shi)間(jian)(jian)記(ji)錄,結合檔案記(ji)載將相(xiang)應年度計(ji)為(wei)視同(tong)繳費(fei)年限,退休時(shi)相(xiang)應計(ji)發(fa)過渡性養(yang)老(lao)金,但不重復計(ji)發(fa)個(ge)人賬(zhang)戶養(yang)老(lao)金。

三、關于臨時基本養老保險繳費賬戶的管理。參保(bao)(bao)人員在建立臨(lin)(lin)時(shi)(shi)基(ji)本(ben)養(yang)(yang)老(lao)保(bao)(bao)險繳費(fei)(fei)賬戶地按照(zhao)社會保(bao)(bao)險法規定,繳納建立臨(lin)(lin)時(shi)(shi)基(ji)本(ben)養(yang)(yang)老(lao)保(bao)(bao)險繳費(fei)(fei)賬戶前應繳未繳的(de)養(yang)(yang)老(lao)保(bao)(bao)險費(fei)(fei)的(de),其臨(lin)(lin)時(shi)(shi)基(ji)本(ben)養(yang)(yang)老(lao)保(bao)(bao)險繳費(fei)(fei)賬戶性質(zhi)不予改變,轉移接(jie)續(xu)養(yang)(yang)老(lao)保(bao)(bao)險關(guan)系時(shi)(shi)按照(zhao)臨(lin)(lin)時(shi)(shi)基(ji)本(ben)養(yang)(yang)老(lao)保(bao)(bao)險繳費(fei)(fei)賬戶的(de)規定全額轉移。

參保(bao)人員在建(jian)立臨時(shi)基本(ben)養老(lao)保(bao)險(xian)(xian)繳費賬戶(hu)期間(jian)再(zai)次跨(kua)省(sheng)或(huo)跨(kua)市流動就業的,封存原臨時(shi)基本(ben)養老(lao)保(bao)險(xian)(xian)繳費賬戶(hu),待達到待遇領取(qu)條(tiao)件時(shi),由待遇領取(qu)地社會保(bao)險(xian)(xian)經辦機構統一歸(gui)集原臨時(shi)養老(lao)保(bao)險(xian)(xian)關系(xi)。

四、關于一次性繳納養老保險費的轉移。跨省或(huo)跨市流動就業人員(yuan)(yuan)轉移接續養老保險關(guan)系(xi)時,對于符合國(guo)家規定一次(ci)(ci)性(xing)(xing)繳納(na)養老保險費(fei)超過3年(nian)(含)的,轉出(chu)(chu)地(di)應向轉入地(di)提供人民法(fa)院、審計部(bu)(bu)門、實施勞動保障監察的行(xing)政部(bu)(bu)門或(huo)勞動爭(zheng)議仲裁委員(yuan)(yuan)會出(chu)(chu)具的具有法(fa)律效力證明一次(ci)(ci)性(xing)(xing)繳費(fei)期間(jian)存在勞動關(guan)系(xi)的相應文書。

五、關于重復領取基本養老金的處理。《暫行辦(ban)法》(國(guo)辦(ban)發[2009]66號)實施(shi)之后重復領取基(ji)本養老金的(de)參保人員,

由本人與社會保險經(jing)辦機構協商(shang)確定保留(liu)其(qi)中一(yi)個(ge)養(yang)老(lao)保險關(guan)系(xi)并繼續領取待遇,其(qi)他的(de)養(yang)老(lao)保險關(guan)系(xi)應予以清理,個(ge)人賬戶(hu)剩(sheng)余部分(fen)一(yi)次(ci)性退還本人。

六、關于退役軍人養老保險關系轉移接續。軍人退役(yi)基本養老(lao)保(bao)(bao)險(xian)(xian)關系(xi)轉(zhuan)(zhuan)移至安(an)置(zhi)地(di)后,安(an)置(zhi)地(di)應為(wei)其辦理登記(ji)手續(xu)并接續(xu)養老(lao)保(bao)(bao)險(xian)(xian)關系(xi),退役(yi)養老(lao)保(bao)(bao)險(xian)(xian)補助(zhu)年(nian)(nian)限計算為(wei)安(an)置(zhi)地(di)的(de)實(shi)際參(can)保(bao)(bao)繳(jiao)費(fei)年(nian)(nian)限。退役(yi)軍人跨省或(huo)跨市(shi)流動(dong)就(jiu)業的(de),其在1998年(nian)(nian)1月(yue)1日至2005年(nian)(nian)12月(yue)31日間(jian)的(de)退役(yi)養老(lao)保(bao)(bao)險(xian)(xian)補助(zhu),轉(zhuan)(zhuan)出地(di)應按11%計算轉(zhuan)(zhuan)移資金(jin)(jin)(jin),并相應調整個(ge)人賬戶記(ji)錄,所(suo)需資金(jin)(jin)(jin)從統籌基金(jin)(jin)(jin)中(zhong)列支;統籌基金(jin)(jin)(jin),仍按繳(jiao)費(fei)工(gong)資的(de)12%轉(zhuan)(zhuan)移。

七、關于城鎮企業成建制跨省或跨市轉移養老保險關系的處理。城(cheng)鎮企業成(cheng)建制(zhi)跨省或跨市(shi)(shi)轉移,按照(zhao)《暫(zan)行辦(ban)法(fa)》的規(gui)定(ding)轉移接續養(yang)(yang)老(lao)保險關系。在省、市(shi)(shi)政府主導下的規(gui)模以上(shang)企業成(cheng)建制(zhi)轉移,可按照(zhao)省政府統(tong)一要求或根據兩市(shi)(shi)協商,合理確定(ding)方案,妥善轉移接續養(yang)(yang)老(lao)保險關系。

八、關于戶籍所在地社會保險經辦機構歸集責任。跨省或(huo)跨市流動就業人員未(wei)在戶籍地參保(bao)(bao),但(dan)按國家規定達到待遇(yu)領取條件(jian)時待遇(yu)領取地為戶籍地的(de),戶籍地社(she)會保(bao)(bao)險經辦(ban)機(ji)構應為參保(bao)(bao)人員辦(ban)理登記手續(xu)并辦(ban)理養(yang)老(lao)保(bao)(bao)險關系轉移(yi)接續(xu)手續(xu),將各地的(de)養(yang)老(lao)保(bao)(bao)險關系歸集至戶籍地,并核發相應的(de)養(yang)老(lao)保(bao)(bao)險待遇(yu)。