信審核查經理的崗位職責是什么?
問 最近看到有招(zhao)聘信審(shen)核查經(jing)理的,想咨詢一下,信審(shen)核查經(jing)理的崗位(wei)職責是什(shen)么(me)?
答(da) 1、協(xie)(xie)助公(gong)司(si)相關(guan)人員建(jian)立(li)互(hu)聯網(wang)金融(rong)所需要(yao)的(de)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)(xian)管理框(kuang)架(jia)、制度和(he)控(kong)(kong)制體(ti)系; 2、對(dui)公(gong)司(si)的(de)信(xin)(xin)貸(dai)(dai)策(ce)略進行(xing)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)(xian)審(shen)查、識別和(he)監(jian)控(kong)(kong),分(fen)析(xi)、設(she)計、實施并(bing)不斷改進風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)(xian)防范和(he)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)(xian)緩釋策(ce)略; 3、對(dui)貸(dai)(dai)款(kuan)業(ye)(ye)務作定期檢查,負(fu)責審(shen)批和(he)貸(dai)(dai)后管理策(ce)略的(de)設(she)計、跟蹤、分(fen)析(xi)和(he)改進; 4、 基于(yu)信(xin)(xin)貸(dai)(dai)表現(xian)數據,采(cai)用多種(zhong)分(fen)析(xi)手(shou)段,實現(xian)信(xin)(xin)貸(dai)(dai)資(zi)產的(de)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)(xian)評估,撰寫風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)(xian)分(fen)析(xi)報告,提(ti)出合規(gui)、可(ke)操作的(de)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)(xian)控(kong)(kong)制方案,并(bing)協(xie)(xie)助相關(guan)團隊(dui)實施風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)(xian)控(kong)(kong)制策(ce)略; 5、負(fu)責對(dui)貸(dai)(dai)款(kuan)項目(mu)(mu)和(he)貸(dai)(dai)款(kuan)材料(liao)的(de)審(shen)查,撰寫評審(shen)報告,提(ti)出客觀的(de)審(shen)查、審(shen)批意見; 6、為公(gong)司(si)新業(ye)(ye)務開拓提(ti)供風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)(xian)控(kong)(kong)制建(jian)議,協(xie)(xie)助優化現(xian)有業(ye)(ye)務操作流程中的(de)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)(xian)控(kong)(kong)制點(dian); 7、 及(ji)時(shi)了解市場(chang)信(xin)(xin)息(xi)及(ji)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)(xian)點(dian),通過數據分(fen)析(xi)途徑,尋(xun)找合理的(de)風(feng)(feng)(feng)(feng)險(xian)(xian)(xian)(xian)/利潤(run)的(de)平衡點(dian); 8、結(jie)合主要(yao)業(ye)(ye)務活動與(yu)內部和(he)外部的(de)伙(huo)伴合作,建(jian)立(li)共(gong)識,解決沖(chong)突以實現(xian)共(gong)同目(mu)(mu)標; 9、參與(yu)公(gong)司(si)的(de)信(xin)(xin)息(xi)安全(quan)(quan)及(ji)合規(gui)相關(guan)的(de)項目(mu)(mu),為公(gong)司(si)互(hu)聯網(wang)金融(rong)業(ye)(ye)務的(de)安全(quan)(quan)合規(gui)提(ti)供支持。