問 前段時間失(shi)(shi)(shi)業(ye)了，現在正在濟南，一(yi)直都(dou)交著失(shi)(shi)(shi)業(ye)保險呢，沒有工作不(bu)知道能不(bu)能領取(qu)失(shi)(shi)(shi)業(ye)保險？

答 失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)人(ren)員(yuan)要領(ling)取(qu)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)保(bao)險(xian)(xian)金(jin)(jin)，必(bi)須具備以下三個(ge)條件： 第一(yi)，原所(suo)在單(dan)位和(he)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)人(ren)員(yuan)本人(ren)已按規(gui)定繳納失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)保(bao)險(xian)(xian)費滿一(yi)年(nian)； 第二，非因本人(ren)意愿失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)，即失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)人(ren)員(yuan)不愿意中(zhong)斷就(jiu)業(ye)(ye)(ye)，但因本人(ren)無(wu)法控制的(de)原因而被迫(po)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)； 第三，已辦理(li)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)登記，并有求職要求。辦理(li)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)登記是失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)人(ren)員(yuan)領(ling)取(qu)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)保(bao)險(xian)(xian)金(jin)(jin)的(de)必(bi)經程(cheng)序，目的(de)是為了掌握失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)人(ren)員(yuan)的(de)基本情況，確認其(qi)享(xiang)受失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)保(bao)險(xian)(xian)待(dai)遇的(de)資格。失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)人(ren)員(yuan)必(bi)須同時(shi)滿足上述條件，才能申(shen)請領(ling)取(qu)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)保(bao)險(xian)(xian)金(jin)(jin)及(ji)其(qi)他待(dai)遇。對不符合條件的(de)，失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)保(bao)險(xian)(xian)經辦機(ji)構應當拒絕其(qi)申(shen)請，并告知其(qi)拒絕的(de)理(li)由。