問 我現在畢業了，開始找工作了，想了解一下(xia)工作單位的福利待遇包括(kuo)哪些？

答 一般(ban)來說國(guo)家規定(ding)的(de)(de)(de)是(shi)(shi)五(wu)險(xian)(xian)(xian)一金(jin)。“五(wu)險(xian)(xian)(xian)”指(zhi)的(de)(de)(de)是(shi)(shi)五(wu)種(zhong)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian),包括養(yang)老(lao)(lao)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)、醫療保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)、失業保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)、工傷保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)和生(sheng)育保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)； “一金(jin)”指(zhi)的(de)(de)(de)是(shi)(shi)住(zhu)房公(gong)積金(jin)。其中養(yang)老(lao)(lao)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)、醫療保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)和失業保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)，這三種(zhong)險(xian)(xian)(xian)是(shi)(shi)由企業和個人共同繳納的(de)(de)(de)保(bao)(bao)(bao)(bao)費，工傷保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)和生(sheng)育保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)完全是(shi)(shi)由企業承擔的(de)(de)(de)，個人不(bu)需要繳納。這里要注意(yi)的(de)(de)(de)是(shi)(shi)“五(wu)險(xian)(xian)(xian)”是(shi)(shi)法定(ding)的(de)(de)(de)，而“一金(jin)”不(bu)是(shi)(shi)法定(ding)的(de)(de)(de)。福利待遇還包括很(hen)多內容，如(ru)餐補交通補助、食宿(su)補助、戶口問(wen)題(ti)、年假等。