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日前(qian)，山東省濟(ji)寧市(shi)研究(jiu)出臺《濟(ji)寧市(shi)建設領域農(nong)民工(gong)工(gong)資預儲(chu)金管(guan)理(li)辦(ban)法》（以下簡稱(cheng)《辦(ban)法》），將從根本上解決建設領域農(nong)民工(gong)工(gong)資拖(tuo)欠的(de)頑疾，維護廣大農(nong)民工(gong)的(de)合(he)法權益(yi)。

《辦法(fa)》要(yao)求施(shi)(shi)工(gong)總(zong)(zong)承包企業(ye)在(zai)進場施(shi)(shi)工(gong)前，與建設單位、預(yu)儲(chu)(chu)金開戶(hu)銀行(xing)三(san)方簽(qian)訂工(gong)資委(wei)托發放協議(yi)，并在(zai)預(yu)儲(chu)(chu)金開戶(hu)銀行(xing)開立預(yu)儲(chu)(chu)金專用存款賬戶(hu)。預(yu)儲(chu)(chu)金開戶(hu)銀行(xing)根據(ju)施(shi)(shi)工(gong)總(zong)(zong)承包企業(ye)提(ti)供的用工(gong)花(hua)名(ming)冊，為(wei)農(nong)(nong)民工(gong)開設工(gong)資個(ge)人賬戶(hu)并辦理銀行(xing)卡，由施(shi)(shi)工(gong)總(zong)(zong)承包企業(ye)將銀行(xing)卡交(jiao)農(nong)(nong)民工(gong)本人自(zi)行(xing)保管和使用。

據(ju)(ju)濟寧市人社局工(gong)(gong)(gong)(gong)(gong)作(zuo)人員介紹，農民(min)工(gong)(gong)(gong)(gong)(gong)工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)應按月(yue)(yue)足額通過銀行發放。工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)表經現場公示且經農民(min)工(gong)(gong)(gong)(gong)(gong)本人簽字(zi)后(hou)，由施(shi)工(gong)(gong)(gong)(gong)(gong)總承包企業每月(yue)(yue)定(ding)(ding)期(qi)(qi)(qi)提交監(jian)理單(dan)位(wei)和建設(she)(she)(she)單(dan)位(wei)確認。對(dui)不(bu)超過15天的臨時用工(gong)(gong)(gong)(gong)(gong)，施(shi)工(gong)(gong)(gong)(gong)(gong)總承包企業在為農民(min)工(gong)(gong)(gong)(gong)(gong)辦理實名制銀行卡后(hou)，雙方可(ke)約定(ding)(ding)以(yi)現金(jin)形(xing)式支付農民(min)工(gong)(gong)(gong)(gong)(gong)工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)，相關憑據(ju)(ju)材料留存備查。政府性投(tou)(tou)資(zi)(zi)的建設(she)(she)(she)工(gong)(gong)(gong)(gong)(gong)程(cheng)項目，在建設(she)(she)(she)單(dan)位(wei)申領施(shi)工(gong)(gong)(gong)(gong)(gong)許可(ke)證前需將(jiang)預(yu)儲(chu)(chu)(chu)金(jin)一(yi)次性全部劃轉到預(yu)儲(chu)(chu)(chu)金(jin)賬(zhang)戶，或按工(gong)(gong)(gong)(gong)(gong)程(cheng)款撥(bo)付批次分期(qi)(qi)(qi)劃轉預(yu)儲(chu)(chu)(chu)金(jin)。非(fei)政府性投(tou)(tou)資(zi)(zi)的建設(she)(she)(she)工(gong)(gong)(gong)(gong)(gong)程(cheng)項目，根據(ju)(ju)項目工(gong)(gong)(gong)(gong)(gong)期(qi)(qi)(qi)安排，建設(she)(she)(she)單(dan)位(wei)每月(yue)(yue)10日前，將(jiang)工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)性工(gong)(gong)(gong)(gong)(gong)程(cheng)進度款分期(qi)(qi)(qi)劃轉到預(yu)儲(chu)(chu)(chu)金(jin)賬(zhang)戶。

《辦法》還(huan)明確，建(jian)設(she)單位組織(zhi)工(gong)(gong)程竣工(gong)(gong)驗收并(bing)結清(qing)農(nong)民工(gong)(gong)工(gong)(gong)資后(hou)，由施(shi)工(gong)(gong)總承(cheng)包企業(ye)和(he)建(jian)設(she)單位提(ti)請預儲金(jin)開戶銀(yin)行(xing)取消預儲金(jin)賬(zhang)戶，并(bing)報(bao)其所(suo)在地(di)住房城鄉建(jian)設(she)、交通運輸、水利等責任(ren)主體(ti)部門(men)備案，其所(suo)在地(di)責任(ren)主體(ti)部門(men)應當在5個工(gong)(gong)作日內書面(mian)通知(zhi)銀(yin)行(xing)解除(chu)預儲金(jin)賬(zhang)戶監管。預儲金(jin)賬(zhang)戶在解除(chu)監管前，只能用(yong)于向該項目施(shi)工(gong)(gong)總承(cheng)包企業(ye)的農(nong)民工(gong)(gong)工(gong)(gong)資個人賬(zhang)戶劃撥工(gong)(gong)資，不得(de)挪作他用(yong)。