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日前(qian)，山東(dong)省(sheng)濟寧市(shi)研究出臺《濟寧市(shi)建設領(ling)域(yu)農民(min)工工資預(yu)儲(chu)金管(guan)理辦(ban)法(fa)(fa)》（以下(xia)簡稱(cheng)《辦(ban)法(fa)(fa)》），將從根本上解決建設領(ling)域(yu)農民(min)工工資拖欠(qian)的頑疾，維護(hu)廣大(da)農民(min)工的合法(fa)(fa)權益。

《辦法》要求施(shi)工(gong)總(zong)承包(bao)企業在進場(chang)施(shi)工(gong)前，與建設單位(wei)、預(yu)儲金(jin)(jin)(jin)開戶銀行(xing)三(san)方簽訂(ding)工(gong)資委托(tuo)發放協議，并(bing)在預(yu)儲金(jin)(jin)(jin)開戶銀行(xing)開立預(yu)儲金(jin)(jin)(jin)專用(yong)(yong)存款賬(zhang)(zhang)戶。預(yu)儲金(jin)(jin)(jin)開戶銀行(xing)根據施(shi)工(gong)總(zong)承包(bao)企業提供(gong)的用(yong)(yong)工(gong)花名(ming)冊，為(wei)農民工(gong)開設工(gong)資個人(ren)賬(zhang)(zhang)戶并(bing)辦理銀行(xing)卡，由施(shi)工(gong)總(zong)承包(bao)企業將銀行(xing)卡交農民工(gong)本人(ren)自行(xing)保管和使用(yong)(yong)。

據濟寧(ning)市人(ren)(ren)社局工(gong)(gong)(gong)作人(ren)(ren)員(yuan)介紹，農民(min)工(gong)(gong)(gong)工(gong)(gong)(gong)資(zi)(zi)(zi)(zi)應按(an)月(yue)足額通過銀行(xing)發放。工(gong)(gong)(gong)資(zi)(zi)(zi)(zi)表經現場公示且經農民(min)工(gong)(gong)(gong)本人(ren)(ren)簽(qian)字后(hou)，由施工(gong)(gong)(gong)總承(cheng)包企業每月(yue)定期提交監理單位(wei)和建(jian)設單位(wei)確認。對不(bu)超過15天(tian)的臨時(shi)用工(gong)(gong)(gong)，施工(gong)(gong)(gong)總承(cheng)包企業在為農民(min)工(gong)(gong)(gong)辦理實(shi)名制(zhi)銀行(xing)卡后(hou)，雙方可約定以現金(jin)形式支付(fu)農民(min)工(gong)(gong)(gong)工(gong)(gong)(gong)資(zi)(zi)(zi)(zi)，相關(guan)憑據材(cai)料(liao)留存備查。政府性(xing)投資(zi)(zi)(zi)(zi)的建(jian)設工(gong)(gong)(gong)程(cheng)項目(mu)，在建(jian)設單位(wei)申領(ling)施工(gong)(gong)(gong)許可證前需(xu)將(jiang)(jiang)預(yu)儲(chu)金(jin)一(yi)次(ci)(ci)性(xing)全(quan)部劃轉(zhuan)到預(yu)儲(chu)金(jin)賬戶，或按(an)工(gong)(gong)(gong)程(cheng)款撥付(fu)批(pi)次(ci)(ci)分期劃轉(zhuan)預(yu)儲(chu)金(jin)。非(fei)政府性(xing)投資(zi)(zi)(zi)(zi)的建(jian)設工(gong)(gong)(gong)程(cheng)項目(mu)，根據項目(mu)工(gong)(gong)(gong)期安排，建(jian)設單位(wei)每月(yue)10日前，將(jiang)(jiang)工(gong)(gong)(gong)資(zi)(zi)(zi)(zi)性(xing)工(gong)(gong)(gong)程(cheng)進度(du)款分期劃轉(zhuan)到預(yu)儲(chu)金(jin)賬戶。

《辦法》還明確，建(jian)(jian)設(she)單位組織工(gong)(gong)程(cheng)竣(jun)工(gong)(gong)驗收并結清農(nong)民工(gong)(gong)工(gong)(gong)資(zi)后，由(you)施(shi)工(gong)(gong)總(zong)承(cheng)包企業(ye)和(he)建(jian)(jian)設(she)單位提請預(yu)儲金開(kai)戶(hu)(hu)銀行取(qu)消預(yu)儲金賬(zhang)戶(hu)(hu)，并報其(qi)所在(zai)(zai)地住房城鄉建(jian)(jian)設(she)、交通(tong)運輸、水利等責(ze)任主(zhu)體(ti)部門(men)備案，其(qi)所在(zai)(zai)地責(ze)任主(zhu)體(ti)部門(men)應當在(zai)(zai)5個工(gong)(gong)作日內書面通(tong)知銀行解(jie)除(chu)預(yu)儲金賬(zhang)戶(hu)(hu)監(jian)(jian)管。預(yu)儲金賬(zhang)戶(hu)(hu)在(zai)(zai)解(jie)除(chu)監(jian)(jian)管前，只能(neng)用于向該項目施(shi)工(gong)(gong)總(zong)承(cheng)包企業(ye)的農(nong)民工(gong)(gong)工(gong)(gong)資(zi)個人(ren)賬(zhang)戶(hu)(hu)劃撥工(gong)(gong)資(zi)，不得挪作他用。