問 我在(zai)一家私企(qi)上班，想了解一下國(guo)家法律對(dui)單位降(jiang)低養老保(bao)險繳費標準是(shi)如(ru)何(he)規定的？

答(da) 根據我的(de)了(le)解，《社(she)會保(bao)(bao)險(xian)(xian)法》對單(dan)(dan)位(wei)(wei)應當按(an)何種(zhong)標準繳(jiao)納養老(lao)(lao)保(bao)(bao)險(xian)(xian)，都有(you)著明確、具(ju)體而嚴格的(de)規定。其中，第(di)十條、第(di)十二條分別規定：“職(zhi)(zhi)工(gong)(gong)應當參加(jia)基本(ben)養老(lao)(lao)保(bao)(bao)險(xian)(xian)，由用人單(dan)(dan)位(wei)(wei)和職(zhi)(zhi)工(gong)(gong)共同繳(jiao)納基本(ben)養老(lao)(lao)保(bao)(bao)險(xian)(xian)費(fei)。”“用人單(dan)(dan)位(wei)(wei)應當按(an)照國(guo)家規定的(de)本(ben)單(dan)(dan)位(wei)(wei)職(zhi)(zhi)工(gong)(gong)工(gong)(gong)資(zi)總額的(de)比例(li)繳(jiao)納基本(ben)養老(lao)(lao)保(bao)(bao)險(xian)(xian)費(fei)，記入基本(ben)養老(lao)(lao)保(bao)(bao)險(xian)(xian)統(tong)籌基金。”