問 我朋友在公司交了五險(xian)一金，現在出事(shi)了，工傷(shang)保險(xian)該怎么賠付(fu)他(ta)的費用？

答 職(zhi)工(gong)(gong)(gong)(gong)(gong)(gong)上(shang)了工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)保險(xian)后(hou)，職(zhi)工(gong)(gong)(gong)(gong)(gong)(gong)住院治療(liao)工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)的(de)，由所(suo)(suo)在單位(wei)按(an)照本單位(wei)因公(gong)出差伙食(shi)補(bu)助(zhu)(zhu)(zhu)標(biao)準(zhun)的(de)70%發給住院伙食(shi)補(bu)助(zhu)(zhu)(zhu)費；經(jing)醫(yi)療(liao)機(ji)構(gou)出具(ju)(ju)證明，報經(jing)辦(ban)機(ji)構(gou)同意，工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)職(zhi)工(gong)(gong)(gong)(gong)(gong)(gong)到統(tong)籌地(di)區以(yi)(yi)外就(jiu)醫(yi)的(de)，所(suo)(suo)需交通、食(shi)宿費用(yong)由所(suo)(suo)在單位(wei)按(an)照本單位(wei)職(zhi)工(gong)(gong)(gong)(gong)(gong)(gong)因公(gong)出差標(biao)準(zhun)報銷。另外，工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)職(zhi)工(gong)(gong)(gong)(gong)(gong)(gong)因日常生活或者就(jiu)業需要，經(jing)勞動能(neng)力鑒定(ding)委員(yuan)會確認可(ke)以(yi)(yi)安裝假肢、矯形器、假眼、假牙和配置(zhi)輪椅等輔助(zhu)(zhu)(zhu)器具(ju)(ju)，所(suo)(suo)需費用(yong)按(an)照國家(jia)規定(ding)的(de)標(biao)準(zhun)從工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)保險(xian)基金(jin)中支付(fu)。工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)參(can)保職(zhi)工(gong)(gong)(gong)(gong)(gong)(gong)的(de)工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)醫(yi)療(liao)費一(yi)至(zhi)四級(ji)工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)人員(yuan)傷(shang)殘(can)津貼、一(yi)次性傷(shang)殘(can)補(bu)助(zhu)(zhu)(zhu)金(jin)、生活護理費、喪葬補(bu)助(zhu)(zhu)(zhu)金(jin)、供養親(qin)屬撫(fu)恤金(jin)、輔助(zhu)(zhu)(zhu)器具(ju)(ju)等、工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)康復費、勞動能(neng)力鑒定(ding)費都(dou)應從工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)保險(xian)基金(jin)中支付(fu)。