工傷保險是怎么賠付的?
問 我朋(peng)友在公司交(jiao)了五險一金,現在出(chu)事了,工傷保險該(gai)怎么賠付他的(de)費(fei)用?
答 職工(gong)(gong)(gong)上了工(gong)(gong)(gong)傷(shang)保(bao)(bao)險(xian)后,職工(gong)(gong)(gong)住院治療工(gong)(gong)(gong)傷(shang)的,由所(suo)在單(dan)位(wei)按照本(ben)單(dan)位(wei)因公出(chu)差(cha)伙食補(bu)助(zhu)(zhu)標準(zhun)的70%發給住院伙食補(bu)助(zhu)(zhu)費(fei);經醫療機(ji)構(gou)出(chu)具證明,報經辦機(ji)構(gou)同意,工(gong)(gong)(gong)傷(shang)職工(gong)(gong)(gong)到(dao)統(tong)籌地區以外(wai)就(jiu)(jiu)醫的,所(suo)需交通、食宿費(fei)用由所(suo)在單(dan)位(wei)按照本(ben)單(dan)位(wei)職工(gong)(gong)(gong)因公出(chu)差(cha)標準(zhun)報銷。另外(wai),工(gong)(gong)(gong)傷(shang)職工(gong)(gong)(gong)因日(ri)常生(sheng)活(huo)或者(zhe)就(jiu)(jiu)業需要,經勞動能(neng)力鑒(jian)定委員(yuan)會確認可以安裝假肢、矯形(xing)器(qi)、假眼、假牙和配置輪(lun)椅(yi)等輔助(zhu)(zhu)器(qi)具,所(suo)需費(fei)用按照國(guo)家規(gui)定的標準(zhun)從工(gong)(gong)(gong)傷(shang)保(bao)(bao)險(xian)基金(jin)中支付(fu)(fu)。工(gong)(gong)(gong)傷(shang)參保(bao)(bao)職工(gong)(gong)(gong)的工(gong)(gong)(gong)傷(shang)醫療費(fei)一至四級工(gong)(gong)(gong)傷(shang)人(ren)員(yuan)傷(shang)殘津貼、一次性傷(shang)殘補(bu)助(zhu)(zhu)金(jin)、生(sheng)活(huo)護(hu)理費(fei)、喪葬補(bu)助(zhu)(zhu)金(jin)、供養親屬撫恤金(jin)、輔助(zhu)(zhu)器(qi)具等、工(gong)(gong)(gong)傷(shang)康復費(fei)、勞動能(neng)力鑒(jian)定費(fei)都應從工(gong)(gong)(gong)傷(shang)保(bao)(bao)險(xian)基金(jin)中支付(fu)(fu)。